Different Situation of Letters to Bank

  • Post last modified:13 October 2021
  • Reading time:26 mins read

Letters to Bank

i. Stop payment through a cheque
ii. Transfer of Account from one branch to another
iii. Error in passbook
iv. Wrongful dishonor of cheque
v. Delay in collection / Clearance of cheques
vi. Requesting Cash Credit
vii. Overdraft
viii. Request for Education Loan
ix. Request for opening Demat Account
x. Non-credit of shares
xi. Error in Demat statement
xii. Application for a new debit card
xiii. Intimating the loss of debit card

Letters to Banks

Draft a letter to stop the payment through a cheque

Dhaval Shah
B/786, Ambience Flats
Vastrapur, Ahmadabad
June 19, 2020

The Manager
UTI Bank Ltd.
Law Garden Branch
Ahmadabad 380 006

Dear Sir,

Subject: – “Stop Payment”
Reference: – S. B. A/c no. 111 Cheque Number 234567

According to our telephonic conversation and my request to stop the payment of the above-mentioned cheques, I hereby confirm the same request. The cheque number “234567” of your bank is worth Rs. 20,000/- and drawn in favor of Mr. J. N. Jindal dated June 17, 2020. The above-mentioned cheque has been stolen along with my pouch during my transit from Ahmedabad to Surat through Volvo Bus. I have launched an FIR at the Surat ST Bus police Station. If anybody comes with the cheque, kindly inform me as well as the police. I hope for immediate action.

Thank you

Yours faithfully
Dhaval Shah

Requesting transfer of account from one branch to another branch

K. D. Patel
123, Platinum Plaza
Opp. Planet, Vastrapur
Ahmadabad

June 27, 2020

The Manager
Punjab International Bank
Manager, Ahmadabad

Dear Sir,

Subject: – Transfer of account from Manager Branch to Vastrapur
Branch
Ref: – Savings bank account number 1288

I have been an account holder with your bank for 14 years. I have a savings bank account with your bank- S. B. No. 1288. I have bought a new home in Vastrapur area and have shifted to the new premises on June 10, 2020. It will be convenient for me to transact with the Vastrapur Branch rather than with the Manager branch. I request you to transfer my Manager branch account to Vastrapur branch. I submit along with this the cheqes book with the remaining cheques. Please execute the transfer of account as soon as possible so that I can transact with the Vastrapur branch of the bank at the earliest. I thank the entire staff of your branch which has been very cordial and helpful throughout these years. I hope you will consider my request promptly.

Thank you,

Yours faithfully
M.S.SHARMA

Informing Error in Passbook

Mrs.Soanam Gupta
8/C PearlKunj Society
Nr. God Bhuwan Hall
Opp. Income Tax Bhavan
Navrangpura, Ahmadabad- 9

July 7, 2020

The Manager,
UTI Bank Ltd.
Law Garden Branch
Ahmadabad

Dear Sir,

Subject: -“Error In pass Book”
Reference: -“Savings Bank Account Number: -“232323”

I have opened a new savings bank account with your bank. I received the passbook of my account through the post. I am sorry to inform you that the passbook has my name wrongly spelt. This means that my account has the wrong name too which will be a hassle during bank transactions.

I attach the passbook along with this letter and request you to rectify the error as specified hereunder in the passbook as well as in the account profile.
In-Correct Correct
Sonam Gupte Sonam Gupta

Please rectify the passbook as soon as possible and send it to me by post. I wait for your needful reciprocation.

Thank you

Yours faithfully,
Soanam Gupta

Encl: -Passbook

A complaint about wrongful dishonor of Cheque

Star Diamond Traders
123, Hera Complex
Diamond Road Phone: 26784536 Fax: -7635798

November 25, 2020
The Manager,
State Bank of India
Diamond Road Branch
Surat

Sir

Subject: – “Wrongful Dishonor of the cheque”
Reference: – “Savings Bank Account No. 11223, Cheque No. 121212”

This is to bring to your notice that the above-mentioned Cheque drawn in favor of Mess rs Hiralal and Sons dated November 21, 2020, worth Rs.5,00,000/- has been dishonored by your bank. I have drawn the cheque after referring to the passbook updated on November 19, 2020 . The balance as on that day was Rs.5,50,000/- and accordingly the cheques must be cleared. Because of this wrongful dishonor, my credit in the market has been marred and my terms with the party have been affected badly. I want a written explanation of why the cheque has been dishonored. I wait for your reciprocation.

Yours faithfully,
Pannalal Zaveri
Proprietor

Delay in collection/clearance of cheques

Riya Enterprise
B-111, Satyam Mall, Vastrapur, Ahmadabad- 380015
Phone: – 26876543 Website: www.riyaenterprise.com

July 3, 2020.
The Manager
Indian Overseas Bank
Thaltej Branch
Ahmadabad

Sir,

Subject: – Complaint about delay in collection /clearance of cheques

I have a savings bank account number with your bank since 2001. I would like to bring to your notice that lately the bank services have deteriorated. I have a business of selling watches in various cities of Gujarat. The parties do the payment through cheques. I deposit these cheques collected from various parties in your branch.

Generally, an outstation cheque consumes maximum 7 working days for clearance, but lately, the outstation cheques take at least 15 – 20 days for clearance. This is a major problem for our business and sometimes because of the delay by the bank, we are unable to do the timely payment which is a discredit for our business.

I hope you understand the situation and I request you to take prompt and immediate and effective steps for the same. A quick consideration of this complaint will help to stop further deterioration of the bank services. I wait for proper consideration.

Yours faithfully,
Sanjay Dhruv
(Proprietor)

Requesting the bank for Cash Credit

The Tailor Junction (The Specialists in Men’s Garments)
123, The Mega Mall, Nr. Manav Mandir, Manager,
Ahmedabad-54
Contact: (O) 26856444-47, Fax: 26856440

July 3, 2020.
The Manager,
UTI Bank Ltd.
Vastrapur Branch, Ahmadabad 380015

Dear Sir

Subject: – “Request for Cash Credit”
Reference: – S. B. A/c No. 12345, Current Account Number 121212

We have the above-mentioned accounts with your bank since 1999 and we are very happy with the bank services. This year we have a plan to expand our business and we have already bought the adjacent shop in our complex. This letter is a request to you to grant us a cash credit based on our goodwill, bank transaction records and the security that we put forward. On a monthly average, our S.B. A/c has a balance of Rs. 5,00,000/- and our current account has an average daily transaction of Rs.1,00,000/-. The coming three months include the marriage season and Diwali Season and are very crucial for us. As we have diverted our major funds in the expansion of the infrastructure, we require funds.

We request you to grant us a cash credit of Rs.10,00,000/- for 6 months, for raw materials and furnishings of the shop.

1.Fixed Deposit with your bank worth Rs.8,00,000/-
2.Share certificates of XYZ company worth Rs.5,00,000/-
Please sanction the cash credit and help us expand the business. Also, inform us of the procedure for the same. Our Accounts Manager will meet you personally after your reciprocation. We wait for a prompt reciprocation.

Thank you,

Yours faithfully,
For,
The Tailor Junction
Sunil Darji
(Partner)

Encl:-

  1. Photocopy of Fixed Deposit Receipt number 12121212
  2. Photocopy of Share certificate Folio of XYZ Company

Request for Over Draft

The Superb Electrical
123, The Mega Mall, Nr. Manav Mandir, Manager,
Ahmedabad-54
Contact: (O) 26856444-47, Fax: 26856440

July 3, 2020.

The Manager,
UTI Bank Ltd.
Vastrapur Branch
Mumbai 380015

Dear Sir

Subject: – “Request for Over Draft”

Reference: – S. B. A/c No. 9876545, Current Account Number 13131313 We have the above-mentioned accounts with your bank since 1999 and we are very happy with the bank services. This year as we have a plan to expand our business we have already bought the adjacent shop in our complex.

This letter is a request to you to grant us an overdraft based on our goodwill, bank transaction records and the security that we put forward. On a monthly average, our S.B. A/c has a balance of Rs.3,00,000/- and our current account has an average daily transaction of Rs,1,00,000/-.

We request you to grant us an overdraft of Rs.10,00,000/- for 6 months, in the name of Mr. Rakesh Patel the owner of the adjacent shop. We are ready to put forward the following securities with you: –
Fixed Deposit with your bank worth Rs.8,00,000/-
Share certificates of XYZ company worth Rs.5,00,000/-

Please sanction the overdraft and help us expand the business. Also, inform us of the procedure for the same. Our Accounts Manager will meet you personally after your reciprocation. We wait for a prompt reciprocation.

Thank you,

Yours faithfully,
For,
The Superb Electrical s
Monil Acharya
(Partner)

Encl:-

  1. Photocopy of Fixed Deposit Receipt number 13131313
  2. Photocopy of Share certificate Folio of XYZ Company

Request for an Education Loan

Rajesh Gupta
B/304, Satyam Status Flats
Opp. Chandan Park
Jodhpur Gaam
Satellite
Pune – 15

26th July 2020

The Manager,
AXIS Bank
Law Garden Branch
Pune

Dear Sir,

Subject: – “Request for Education Loan”

I hold an account with your bank since 1999. (S. B. Ac No. 123456889.) I have the pleasure to inform you that my son has scored 92% marks in the twelfth commerce faculty. We had applied for the 5 years integrated course of CPA in The U.S.A. based Mohawk University. He has cleared the on-line entrance exam and has secured the confirmation for the admission to the course.

The fees for the course, as per the University is Rs.5,00,000/- per year. I am ready to invest Rs.15,00,000/- in 5 years. I have come to know from some sources that your bank has a special facility which can serve my purpose of lending money at intervals within a span of 5 years. I am a businessman earning around Rs.6,00,000/- p. a. Please let me know the procedure of procuring a loan. I will come to meet you personally after your considerable reciprocation.

Thank you

Yours sincerely,
Rajesh Gupta

Opening a De mat Account with a bank

Hero Jose
B/304, Status Ambience
Vastrapur
Jhansi
20th July 2020

The Manager,
UTI Bank Ltd.
Law Garden Branch
Jhansi

Dear Sir

Sub: – “Demat Account”

I plan to start the on-line trading of share securities. According to the NSDL instruction, all the physical shares should be converted into Demat Account and only those who have a Demat account will be able to do the online trading of share securities. I wish to open a Demat account with your bank and request you to send me the necessary forms and instruct the procedure as soon as possible so that I can use the Demat account at the earliest. I will come and meet you or the concerned executive personally for accomplishing the needful.

Thank you

Yours faithfully
Hero Jose

Non-credit of shares in Demat Account

Rasesh Pandit Contact Number: Mo: 98526 32514
F- 201 Satyam Status
Opp. Chandan Party Plot
Jodhpur Road
Jaipur- 15

July 27, 2020

Dear Sir,

Subject: – “Non-Credit of Share in Demat Account”
Ref: – My Demat Account. Client ID 14575398 B

This is to bring to your notice that I have opened the above mentioned Demat account with your bank as on June 10, 2020. I had got most of the shares under my holdings de materialized. During the earlier intimation, I had not given the share of Procter and Gamble Company shares. I submitted the Procter and Gamble Company Shares Folia no. PL-12098 Share no. 1564567001-1564567500 on July 20, 2019. I checked my Demat account on the internet today and found that the above mentioned shares have yet not been credited to my account. I request you to check into the matter and credit the shares immediately. I attach the photocopy of the intimation through which I have deposited the shares. As I want to sell a few of the shares in a couple of days, kindly do the needful as soon as possible so that I can transact.

I wait for the prompt execution of the matter.

Yours faithfully,
Rasesh Pandit

Encl: – Photocopy of the intimation slip of deposit of the shares to the Demat
account.

Error in Demat Statement

Kartikey Ranganathan
A-07 Shakti Enclave
MG Road, Kolkata-56

July 25, 2020

The Manager,
ICICI Bank Ltd.
MG Road Branch
Kolkata

Dear Sir

Subject: – Error in Demat Statement
Ref: – Demat Account Client ID IN 6864347990

I was astounded to learn a major error in my Demat account statement. On July 20, 2020, I have sold 150 shares of Reliance Infocom (folio no. RL 5678-11220700-11220850) through my broker whose Transaction ID number is IN-234567001. As I checked my account statement on the internet I found that instead of 150 shares, 1500 shares of Reliance Infocom have been debited to my account. This is a serious blunder. I request you to immediately handle the issue and rectify the error as soon as possible and reflect the correction in the statement. I want to sell a few of the above-mentioned shares in a couple of days so execute the rectification at the earliest.

I wait for the considerably prompt execution and the confirmation of the same on my cell phone number.

Yours faithfully
Kartikey Ranganathan

Application for a new Debit Card / ATM Card

Prem Pujara
143, Love Society
Tagore Road, Chennai

July 24, 2020

The Manager,
AXIS Bank Ltd.
Railway Colony Branch
Chennai

Dear Sir

Subject: -“Requesting for International Debit Card”

I have a savings bank account with your bank since 1999. With the changing times and with the advent of the facility called e-cash through debit cards, I too would want to keep up the pace. I wish to have an international debit card as I have a regular tour out of the country. I request you to send a representative from the bank who can guide me to fill-up the form for getting the debit card. Please do the needful at the earliest so that I can use my International Debit card during my next trip to the U.S.A. in the next month.

Thank you,

Yours faithfully
Prem Pujara

Intimating the loss of Debit Card / ATM Card

Chatur Singh
12, Shashwat Appt.
Zebra Circle, Mumbai

July 24, 2020
The Manager
PNB
Bandra East, Mumbai

Dear Sir

Subject: – “Loss of Debit Card”

This is to confirm our telephonic conversation that I have lost my debit card along with my briefcase during my transit from Mumbai to Hyderabad. I have launched a complaint with the Mumbai Police Station. My last transaction before the card was stolen is worth Rs.2000/- at the Mumbai International airport. Kindly block the debit card with immediate effect and issue a new debit card with a new number as soon as possible so that I can use the debit card at the earliest.

I wait for prompt execution

Yours faithfully
Chatur Singh


Job Application Letters

Job Application letters are the letters sent by an individual to apply for a vacant post in the mentioned organization. This is the first impression of the candidate and thus has to be properly drafted. A job application letter is divided into two parts: The Cover Letter and the Curriculum Vitae.

The Cover Letter:

This is the first part, which includes the formal introduction and forming the background of the letter. It should be concrete and concise. It is written like any other letter.

Curriculum Vitae

Curriculum Vitae is a Latin word, which means ‘Course of Life’ or ‘Important Information’. It is more detailed than the résumé. It is attached with the cover letter so it must begin from a fresh page. The aspects of fonts, paper, folding and envelopes as discussed in the earlier units must be followed very precisely.

The given letter is a sample letter. For different positions, different academic achievements are required – according to the post and the organization. Please keep in mind the sequence of the academic qualifications and the work experience.

Sample Letter:

Draft an application for the post of an area sales manager for the advertisement which was published in an English Newspaper.

Manandeep Vyas
5-6 Fantastic Bungalows,
Opp. New York Tower,
C. G. Road, Navrangpura,
Ahmedabad- 380 009.

January 12, 2020
The Marketing Manager,
Pfizer Pharmaceuticals Ltd.
Ahmadabad.

Respected Sir

Subject: – Application for the post of Area Sales Manager

In accordance to your advertisement published in the Times of India dated January 12, 2020, I apply for the post of an area sales manager in your firm. I attach my curriculum vitae and the necessary testimonials for your perusal. I have experience of 5 years in the field of pharmacy marketing and the necessary certificates are attached.

If you find me worthy for the post kindly call me for a personal interview. I wait for your reply.

Thank you

Yours faithfully,
Manandeep Vyas
Encl: – Curriculum Vitae

Photocopy of certificates and other necessary documents – 4
Curriculum Vitae

Name: Manandeep Vyas
Address: 5-6 Fantastic Bungalows,
Opp. New York Tower,
C. G. Road,
Navrangpura,
Ahmadabad- 380 009
Contact Number: 9898989898
Email: manandeep.vyas@gmail.com
Age: 28 years
Languages Known: English, Gujarati, Hindi
Gender: Male
Education

Sr.NoDegreeYear of passing GradePercentageUniversity/board
1M.SC.2000257%Gujarat University
2B.Sc1998268%Gujarat University
3H.Sc1995173%G.S.E.B

Professional Education:

Diploma in Sales and Marketing from R.A.Bhavan’s H.B. Institute of Professional Studies.

Experience:

  • As a Chief Marketing Coordinator in Zydus Cadilla from September 2003 as of now.
  • As a Chief Marketing Executive in Zydus Cadilla from September 2002 to September 2003.
  • As a Marketing Executive in Zydus Cadilla from August 2000 to September 2002.

Achievements:

  • Achieved a record sales of OTC pharmacy products in September 2002.
  • Conducted and attended an International conference on Pharmacy Sales and Marketing.

References:

Mr. X. Y. ZEBRA
Marketing Manager
Zydus Cadilla
Phone no. 9879876666

Prof. K.C. Bokadia
All Rounder College of Commerce
Ahmadabad
Phone no. 9876987666

Hobbies: –Reading Magazines, Western Classical Music

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